Skip to Sub Navigation

Main Menu

Power Smart PAYS Financing

Our Power Smart PAYS Financing is a convenient and affordable financing option if you want to make energy efficiency upgrades to your home.

PAYS Financing covers upgrades for:

Multiple upgrades may increase your utility bill savings, which may increase the amount eligible for financing.


  • Because it is tied to your property the financing is transferable from one homeowner to another, or from property manager to tenant.
  • Your monthly payment is less than your estimated annual utility savings*. These savings are averaged over 12 months and are used to determine your monthly payment.
  • Your monthly payment will be added to your energy bill.

*Estimated annual utility savings after qualifying upgrades have been completed.

How to Apply

Your contractor or retailer will work with you to determine if your project is eligible for financing and will help you complete the PAYS Financing Agreement.

Contractors and retailers can find more information on Power Smart PAYS Financing by contacting us.