To improve energy efficiency, some of the most effective changes you can make in your home are also the least expensive.
You may not have to replace your windows if you can seal around them to prevent air leakage. Your furnace will work more efficiently and last longer if you regularly maintain it and change the air filter.
Look around your house to see where you could save energy. And click through each room in the Related Info menu on the right for more Low-cost and No-cost Solutions.