Loans & financing
We offer a variety of loan and financing programs to help you make energy efficiency upgrades to your home. Each loan applies to different upgrades and has specific eligibility requirements. Use the assessment below to determine the best financing option(s) for your needs.
- Affordable Energy Program
Qualifying lower income households can become more energy efficient. Financing and free upgrades are available. - Customer Contribution Time Payment Plan
Install permanent extensions to existing residential and farm services. - Residential Earth Power Loan
Finance alternative energy sources including geothermal heat pumps, air source heat pumps, solar water heating and solar photovoltaic systems. - Energy Finance Plan
Borrow up to $5,000 for natural gas and electrical service upgrades to your home, business, cottage or farm. - PAYS Financing
Use your estimated utility bill savings to pay for your energy efficiency upgrades. - Power Smart Residential Loan
Borrow up to $7,500 for energy efficiency upgrades to your home.
Loans and financing assessment
This assessment doesn’t evaluate your eligibility for financing through Manitoba Hydro; visit the specific program page for eligibility requirements.