Qualifying upgrades

To qualify for the Home Energy Efficiency Loan, energy efficiency upgrades must be made to levels specified by Manitoba Hydro.

Windows and doors


Window work must comply with either the performance or prescriptive option:

ENERGY STAR® certified performance compliance option:

  • ENERGY STAR Zone 3;
  • triple pane glazing;
  • minimum Energy Rating (ER) of 34 or minimum ER of 24 with a maximum U-value of 1.20 (0.21).

Prescriptive compliance option:

  • triple pane glazing;
  • minimum one low-e coating;
  • argon gas fill;
  • minimum 10 mm warm edge spacer;
  • non-metallic or thermally broken frame.

For a list of ENERGY STAR certified windows eligible for financing under the Home Energy Efficiency Loan, visit the Natural Resources Canada website searchable product list.


Swinging doors:

  • must meet ENERGY STAR Zone 3 requirements and have a minimum ER of 34;
  • must have a maximum U-value – a measure of heat passing through a window or wall – of 1.20 (0.21).

Sliding doors:

  • must meet ENERGY STAR Zone 3 requirements and have a minimum ER of 34;
  • must have a minimum ER 24 with a maximum U-value of 1.20 (0.21).

For a list of ENERGY STAR certified doors, visit the Natural Resources Canada website searchable energy efficiency ratings.

Proof of energy performance

U-values and Energy Ratings (ER) for windows and doors must be listed on the ENERGY STAR website or provided by an independent third party in accordance with the 2009 or 2014 edition of A440.2-##/A440.3-## - Fenestration energy performance / User guide to CSA A440.2-##.

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Residential space heating equipment

  • CSA-approved high efficiency natural gas furnaces with a minimum AFUE of 92%.
    • Maximum loan for the purchase and installation of a high efficiency natural gas furnace is $5,500, payable over a maximum 15 year term.
    • Includes all costs directly related to the furnace upgrade such as modifications to venting, ductwork plenums, gas piping, permits, and the thermostat.
  • CSA-approved natural gas boilers with a minimum AFUE of 82%.
    • Maximum loan for the purchase and installation of a natural gas boiler is $7,500, payable over a maximum 15 year term.
  • Electric heating systems (instantaneous and storage type) and associated materials and equipment such as wiring, ductwork, valves, pumps, and motors.
  • Chimney liner.
  • Heat pump systems and associated materials and equipment.
    • To be eligible for approval, a building heat loss calculation shall be submitted to Manitoba Hydro to determine appropriateness of sizing of the heat pump system. The heat loss calculation shall be performed to American Society of Heating, Refrigerating & Air Conditioning Engineers (ASHRAE) guidelines and good engineering practice.
    • Customers must have had an electric resistance heating system and heated with electricity for a minimum of one year.
  • Permanently connected supplementary space heating equipment.

Be aware that all changes to combustion equipment must be done in accordance with applicable codes. Changing a combustion appliance such as a heating system may require changes to the venting system and/or water heater. The furnace should be sized in accordance with good industry practice to ensure that units are not oversized as this can contribute to discomfort.

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Any insulation work must meet the following minimum levels:

  • attic – minimum RSI 8.8 (R-50);
  • attic kneewalls – minimum RSI 4.2 (R-24);
  • foundation walls – minimum RSI 4.2 (R-24);
  • flat and cathedral ceiling – minimum RSI 5.0 (R-28);
  • uninsulated wall cavities – minimum RSI 1.8 (R-10);
  • exterior walls (when re-siding) – minimum RSI 0.7 (R-3.75)
    • Re-siding materials may qualify for the loan when installed in conjunction with exterior wall insulation to a maximum of RSI 1.8 (R-10) added.

Related building materials are also available for financing when the work is performed in conjunction with the addition of insulation. These measures include:

  • Vapour barrier material that conforms to Canadian General Standards Board (CGSB) standards.
  • Framing and fire protective (but not decorative) covering where required by building codes for perimeter basement walls being insulated. Fire protective covering includes gypsum, wallboard, or stucco. An example of decorative covering is wall panelling.

You may also be eligible for a rebate through the Home Insulation Program. Find out if you qualify and how to apply before you start your project. Please note that approval for the Home Energy Efficiency Loan does not automatically qualify you for a Home Insulation Program rebate.

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Air leakage sealing

  • Caulks and sealants that:
    • conform to Canadian General Standards Board (CGSB) standards;
    • have good bonding durability;
    • remain flexible throughout their rated life;
    • can be painted if used as an interior product;
    • have a minimum 10-year life expectancy or guarantee.
  • Sealant foam (urethane) materials that meet the following criteria:
    • 1-part (polymeric) foam must have a Canadian Construction Materials Centre (CCMC) evaluation listing number;
    • 2-part urethane foam must be in accordance with CGSB 51-GP-23M;
    • does not contain chlorofluorocarbon (CFC);
    • comply with local, provincial and federal building and fire regulations and requirements.
  • Weatherstripping for windows, door sills, and door jambs and headers. Spring-loaded types and wood strips with open cell foam glued to the edge are not allowed.
  • Approved electrical outlet seals for light switches and electrical outlets.
  • Replacement floor drain covers that allow water to drain when required, but do not allow air or soil gas to enter the home.

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All ventilation equipment must have electrical approval for use in Canada and be listed in the current edition of the HVI-Certified Home Ventilating Products Directory (Home Ventilating Institute Division of Air Movement & Control Association).

  • Unitary fans:
    • must have minimum ratings of not less than 50 CFM delivery and not more than 3.0 sones noise level.
    • cannot have incandescent lighting kits.
  • Heat recovery ventilators:
    • must be sized and installed according to the current edition of the Heating, Refrigeration & Air Conditioning Institute (HRAI) Residential Mechanical Ventilation Design and Installation manual.

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Residential water heating equipment

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Electric vehicle chargers

To finance Level 2 electric vehicle charging equipment, you must own a battery electric vehicle or plug-in hybrid registered in the Province of Manitoba.

The maximum amount eligible for financing is $3,000 per charger, including installation.

Financing is available for one Level 2 charger per vehicle. To be eligible, the charger:

  • must be new and for residential use only;
  • must have a nominal voltage rating of 208 and 240 V only;
  • must be third-party certified by ULC, CSA or ETL;
  • must be installed and connected by a licensed electrician with an electrical permit taken out for the work performed.

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